We negoitate with the loan servicer on your behalf to provide a proactive workout solution using the following process:

1. Return your loan to a current status.
2. Negoitate for the lowest possible reduction of your Interest Rate.
3. Negoitate, if necessary for an extension of amortization or term of your loan..
4. Negoitate for Forebearance of accumulating interest and penalties.
5. Reduction of the Principal balance of your loan.
6. Conversion of Adjustable Rate Mortgage to Fixed Rate Mortgage.
7. Substantially reduced settlement of Second Mortgage.
8. Education and alternative strategies for mortgage relief.