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FAQs

I'm currently in bankruptcy. Can you still help?
Yes. But we cannot negotiate a work-out agreement with your lender until your mortgage has been discharged or dismissed from the bankruptcy proceedings. Our professional loss mitigation consultants can still evaluate your case and explain the best options to save your home. Then, when the mortgage is out of bankruptcy, we can proceed with the home foreclosure assistance. Sometimes after bankruptcy, it is easier to make a mortgage payment because other debts have been discharged.

Should I file for bankruptcy to save my house?
That usually doesn't work.  The American Bar Association has reported that 96% of homeowners who declare bankruptcy end up losing their homes to foreclosure anyway. Bankruptcy is very unlikely to help you save your home. If you declare bankruptcy, you will likely end up with BOTH a bankruptcy and a foreclosure on your credit report.

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