What can HOHC do for me?

We EDUCATE and inform you with Industry Trade Knowledge which EMPOWERS you.

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How can HOHC help me?

We NEGOITATE with you so you can have a proactive workout solution
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What makes HOHC different?

Our Loan Modification Partnership Agreement which encourages Fiscal Behavior Modification and Financial Restructuring.

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FAQs

I'm currently in bankruptcy. Can you still help?
Yes. But we cannot negotiate a work-out agreement with your lender until your mortgage has been discharged or dismissed from the bankruptcy proceedings. Our professional loss mitigation consultants can still evaluate your case and explain the best options to save your home. Then, when the mortgage is out of bankruptcy, we can proceed with the home foreclosure assistance. Sometimes after bankruptcy, it is easier to make a mortgage payment because other debts have been discharged.

Should I file for bankruptcy to save my house?
That usually doesn't work.  The American Bar Association has reported that 96% of homeowners who declare bankruptcy end up losing their homes to foreclosure anyway. Bankruptcy is very unlikely to help you save your home. If you declare bankruptcy, you will likely end up with BOTH a bankruptcy and a foreclosure on your credit report.

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Hope Evaluator

You may be eligible for the HOPE program if, among other factors:

  • The home is your primary residence, and you have no ownership interest in any other residential property, such as second homes.
  • Your existing mortgage was originated on or before January 1, 2008 and you have made at least six payments.
  • You are not able to pay your existing mortgage without help.
  • You certify that you have not been convicted of fraud in the past 10 years.

If you answered YES to the above questions you are eligible for the HOPE program, click here to Apply Now


DISCLOSURE: This TOOL only helps to determine if you are eligible, but only your loan servicer can tell you if you qualify.
To  know if you qualify  click here to Apply Now

 

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4351 White Plains Road
Bronx
New York, 10466

718-798-7141 or
(718) 395-2500

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